Personal Lines Insurance - howmanytypesofinsurance

Personal line insurance se any kind of insurance hai jo death, injury ya property ke loss se honi wali loss se cover karti hai. yeh insurance lines at the least peoples and in ke families ko in loss se bachati hain. Jinhai wo khud pora nhi kr sakti thi. Personal line insurance mali demage ka khatra mol liye bagair car chalana or home ka owner bana mumkin banati hai. yeh financial lines ki insurance ki tarh nhi hai jo business ke liye property or jani loss ki coverage ferhaham karta hai.

KEY TAKEAWAYS

• Personal line insurance human ko moot yah chot or property ke loss ke result mein hone wale loss se bachati hai.
• Individual line insurance financial ruin ka rish mool liye without car chalana and home ka owner bana mumkin banati hai.
• Coverage generally us baat par depand hota hai. ke one person premim mein how much to pay ko ready hai.
• In some situation, individual insurance ke able nhi ho saktay because who insurance company ke liye too great risk.
• Examples of personal lines insurance me homeowner ki insurance, earthquake ki insurance, renter insurance, car insurance, life insurance, health insurance, and disability insurance.

How Personal Lines Insurance Works

Personal line insurance any type of insurance coverage hai jo one personal self ko or yah apney families ko cover karne ke liye purchase hai. yeh policies different kinds ke personal risk se protect farhaam karti hain. Jo cause of fire, theft, natural disaster, death, accidents, lawsuits, and illness se hone wale financial loss ka bais banti hain. 

Insurance coverage ki amount jo ap generally get kar saktay hain iss ka inhasar is baat par hai ke ap premium mein how much amount to pay karne ko tiyar ho more you are willing to pay, the more insurance ap ko get kar sakte hain. Individual policy ki coverage and deductible ke ready kar saktey hain so that coverage ki amount and premium ki cost ke between true balance qaeem kiya ja sake. Iss ke mutabiq premium bhi different ho sakte hai,

Personal line insurance is risk ka ahata nhi kare gi jis ka one person ko face ho sakta hai. however, yeh dramatically torr par damages ke liye policy holder ki liability and dollar’s ki amount ko less kar sakta hai jo those one unfortunate situation ke remedy ke liye to pay out of pocket karna par sakti hai.

Types of Personal Lines Insurance

Personal line insurance main homeowner ki insurance flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance, and health insurance. Personal insurance ki some types. Such as automobile ki liabilities ki insurance, aften required by law.

For instance, automobile liability insurance ki required minimum lever common and jurisdiction or state ho sakti hain. Personal line insurance ki types jese comprehensice and collision automobile insurance and homeowner ki insurance loan ko is waqt darker ho sakti hai jab kisi property ko load ke liye zamanat ke torr par use kiya jata hai.

Special Considerations

Personal kisi khaas torr ke liye policies purchase se unable ho sakate hain because wo insurance company ke liye too much risk hain. For examples, cancer ki date wala koi person life insurance purchase ke able nhi ho sakta. One more example homeowner ki hogi jo flood insurance want to buy. But jis ka home flood ke ground se below hai. 

In some cases, high risk person still purchase insurance but no more risk ki date karne ke liye insurer ke above-average premium to pay karna hoge. One common example, in drivers ke liye high-risk auto insurance hai jinho ne short time mein multiple moving traffic ki violation ki hain yah jin ki aik short period mein multiple accidents mein wrong hoi hai.