Commercial lines insurance ki different types’ hain. Jin me policy ki boht si types tailored to a specific industry or industry – specific hazard ky mutabiq hain.
Yahan only few examples hain,
Debris removal insurance: yeh insurance kisi tabakun event ky baad ke hatane ki cost ka ahata karta hai. jese ke fire lagne se building ke jalana. Again rebuild karne sy pehly old building ki remaining ke remove zarori hai. alone property insurance am tor par debris ke remove ke expenditure ke complete nhi kare gi.
- Builder's Risk Insurance: yeh coverage building ki insurance karti hai jab wo rebuild ho rahi ho.
Glass Insurance: mirror ki insurance commercial establishment me toti hoi windows ka ahata karti hai.
Inland Marine Insurance: yeh transit me property or ap ke ahatay me other people ki property ka ahata karta hai. For example. Yeh insurance fire damage ke business me fire lagne se customer’s ke clothes ko pochne wale loss ke complete kare ga.
Business Interruption Insurance: yeh insurance property ke loss ya loss ke results me lost hoi income or expenditure ka ahata karti hai. For example: agr ap ko two month ke liye apne door close karne pr majboor karti hai. to yeh insurance ap ko salaries. Taxes, rents or net profits ki wapsi kare gi jo month ki mudat ke doran earn ki gae hogi.
Demolition Insurance: kisi building ko gilane ke costs ke complete karne ke liye use kiya jata hai jese kisi kharay se tuqsaan pachna ho. Jese ke fire ya storm zoning ke requirement or building codes ki zarorat ho sakti hai ke kisi demolished building ke repair ki bajaye gira diya jay. Demolition insurance kisi tabah shuda structure ke undamaged parts ke torne ki cost ka ahata karta hai.
Crop-Hail Insurance: insurance ki ail type jo hail or fire se honi wale damage or destruction ki coverage provides karti hai. Farmer ki taraf se purchase giya. Isse agricultural ki protect ke liye design kiya giya hai jo wo khait me hain or abhi tak in ki harvested baqi hai. kea p crop-hail insurance ki rozi roti ki protect karti hai, jo often weather ke sudden events ke mercy pr hote hain.
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